Car insurance by state
Car Insurance Requirements by State
Minimum car insurance required in every US state, which states are no-fault, and what coverage is worth adding. Pick your state for a full guide.
Every state sets its own minimum car insurance. Most require liability coverage, written as three numbers such as 30/60/25: thousands of dollars for injuries per person, injuries per accident, and property damage. A few states are no-fault and also require personal injury protection (PIP).
- AlabamaMinimum 25/50/25
- AlaskaMinimum 50/100/25
- ArizonaMinimum 25/50/15
- ArkansasMinimum 25/50/25
- CaliforniaMinimum 30/60/15
- ColoradoMinimum 25/50/15
- ConnecticutMinimum 25/50/25
- DelawareMinimum 25/50/10
- District of ColumbiaMinimum 25/50/10
- FloridaSee requirements · No-fault
- GeorgiaMinimum 25/50/25
- HawaiiMinimum 40/80/20 · No-fault
- IdahoMinimum 25/50/15
- IllinoisMinimum 25/50/20
- IndianaMinimum 25/50/25
- IowaMinimum 20/40/15
- KansasMinimum 25/50/25 · No-fault
- KentuckyMinimum 25/50/25 · No-fault
- LouisianaMinimum 15/30/25
- MaineMinimum 50/100/25
- MarylandMinimum 30/60/15
- MassachusettsMinimum 25/50/30 · No-fault
- MichiganMinimum 50/100/10 · No-fault
- MinnesotaMinimum 30/60/10 · No-fault
- MississippiMinimum 25/50/25
- MissouriMinimum 25/50/25
- MontanaMinimum 25/50/20
- NebraskaMinimum 25/50/25
- NevadaMinimum 25/50/20
- New HampshireMinimum 25/50/25
- New JerseyMinimum 35/70/25 · No-fault
- New MexicoMinimum 25/50/10
- New YorkMinimum 25/50/10 · No-fault
- North CarolinaMinimum 50/100/50
- North DakotaMinimum 25/50/25 · No-fault
- OhioMinimum 25/50/25
- OklahomaMinimum 25/50/25
- OregonMinimum 25/50/20
- PennsylvaniaMinimum 15/30/5 · No-fault
- Rhode IslandMinimum 25/50/25
- South CarolinaMinimum 25/50/25
- South DakotaMinimum 25/50/25
- TennesseeMinimum 25/50/25
- TexasMinimum 30/60/25
- UtahMinimum 30/65/25 · No-fault
- VermontMinimum 25/50/10
- VirginiaMinimum 50/100/25
- WashingtonMinimum 25/50/10
- West VirginiaMinimum 25/50/25
- WisconsinMinimum 25/50/10
- WyomingMinimum 25/50/20
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